Are you okay, is the only question that needs to be asked sometimes. Some people unintentionally insult others because they are curious about something about you. They ask you, “Do you miss paying bills?” no one really misses paying bills, but sometimes those bills represent what you do not have. So, when you answer the question, “Yes, I miss paying bills,” and they respond, “ No, you don’t.” You are judging them and judging their situation without even knowing their mindset.
